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Win-Win - or no deal
Integrity - do the right thing
Commitment - in all things
Communication - seek first to understand
Creativity - ideas before results
Customers - always come first
Teamwork - together everyone achieves more
Trust - starts with honesty
Success - results through people

Keller Williams Belief System

The Exposure Engine Gets Your Home Out There FAST!

Your newly listed
home's exposure
with the
Exposure Engine™


How Much Home Can You Afford?


 
For Northeast Ohio real estate, TEAM PRIBISKO's online mortgage calculator will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying in Northeast Ohio. 

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.  Feel free to contact us if you have any questions or need assistance.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43%of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

 

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©2008 TEAM PRIBISKO | Steve & Pat Pribisko, Realtors®
Licensed in the State of Ohio
Website Updated 4/15/08

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Pat Pribisko, BS, JD
Accredited Staging Professional & Realtor®
(440) 725-0910 Cell

Steve Pribisko, BSW, MSSA
Realtor®
(440) 463-1726 Cell

30400 Detroit Road, Suite 100
Westlake, OH 44145
(440) 892-2211 Office
(440) 808-9344 Fax

 

Email TEAM PRIBISKO

This site is provided as a public service and does not constitute an agency relationship between "Keller Williams® Realty Greater Cleveland West" or its Realtors® with members of the public. All property information is subject to change in sale terms, prior sale, or withdrawal without prior notice. The information is deemed reliable but not guaranteed. Each office independently owned and operated.

TEAM PRIBISKO | Serving your Northeast Ohio real estate needs:
Lorain County Real Estate  |  Cuyahoga County Real Estate
 Westlake Ohio Real Estate | Bay Village Ohio Real Estate | Rocky River Ohio Real Estate | Fairview Park Ohio Real EstateAvon Ohio Real Estate | Avon Lake Ohio Real Estate | North Ridgeville Ohio Real Estate

 

 

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